Welcome to
Lakeview Law Group

Debt Resolution

Debt has reached epidemic levels in the US today with consumers carrying over $1 trillion dollars in credit card debt and over $1.5 Trillion each in student loan and auto loan debt.  Additionally, 1 out of every 9 people in the US today is now servicing one or more personal loans.  When debt payments cease to be manageable, or when a life altering event causes you to fall behind on payments, creditors begin aggressive efforts to recover the balances owed, and in some cases, may attempt to litigate in the courts to secure a judgment for the amounts owed.

At Lakeview Law Group, our attorneys specialize in stopping the collection calls and work to aggressively negotiate a fair settlement of the balances owed.  We work with consumers every day that have been burdened by high interest credit card debt and we understand how to work with the credit card issuers, debt collectors and collection law firms to resolve your accounts in the most favorable manner possible.  And if a debt collector engages in deceptive, abusive, or unfair practices while attempting to collect a debt, we will step in and protect your rights under the Fair Debt Collection Practices Act to ensure they act within the law.

Click the button below to view some of our recent settlements for yourself, then Contact Us for a free consultation.

FDCPA

The Fair Debt Collection Practices Act (FDCPA) became effective in March of 1978 and was established to prevent abusive, deceptive, and unfair acts and practices by debt collectors in the course of the collection of consumer debts. The FDCPA establishes rules for third party debt collectors, or those who collect debt using a name other than their own, and pertains only to the collection of personal, family or household consumer debt. The act generally does not apply to companies that collect their own consumer debt or to corporations or businesses that owe debt to others.

The FDCPA establishes clear guidelines that all debt collectors must follow, which include, but are not limited to; establishing a process for the validation of a debt, creating rules for who, how, when, and where a consumer may be contacted, a prohibition of unfair, harassing or abusive practices, clear guidelines on making false or misleading representations, clear rules pertaining to how and when a debt collector may take legal action and matters of jurisdiction and the statute of limitations to sue to collect a debt.

If you believe you are a victim of an unscrupulous debt collector, contact our offices today for a case review.

Business Litigation

Lakeview Law Group is an accomplished commercial law and business litigation firm representing clients in matters of contract law, joint ventures and partnership formations, disputes, business torts, shareholder litigation and cases of breach of fiduciary duty. Our partners have vast experience across a wide range of industries and are accomplished in representing clients and their companies large and small.

Whether you just need advice and counsel, assistance in drafting complex corporation or partnership agreements, or representation in civil litigation cases, our team of attorneys and partners stands ready to assist. Contact us today to schedule a consultation to discuss your needs.

Loan Modification

Any homeowner who is experiencing a hardship that causes them to fall behind on their mortgage or difficulty affording mortgage payments can go through a loss mitigation process to see if they can qualify for any type of mortgage assistance. A loan modification can be the right solution and is a popular practice offered by many mortgage investors.

In order to qualify for mortgage assistance with most investors, a homeowner must either be behind on their mortgage payment or are facing imminent default. Mortgage assistance programs can include a loan modification which is defined by HUD as “a permanent
change in one or more of the terms of the loan which will allow it to be reinstated and should result in a payment the borrower can afford. The overdue payments may be added to the loan balance, the interest rate may be changed, or the loan term may
be extended.”

If your intentions are to retain your property and there has been a change of circumstance within the household, a mortgage loan modification can be a good idea to help you get back on track. We can offer a no obligation and hassle free evaluation of your situation and find out whether you fit within the proper guidelines.

For homeowners who are not struggling to afford their payments and are current on their loan, but may have a high interest rate or positive equity they want to access, they can consider doing a refinance of their mortgage. A refinance may be the solution for homeowners who are not delinquent but are looking to make their mortgage payment more affordable by either lowering their interest or extending the term of the loan, amongst other things. If you are looking to refinance you can consult your local banks and/or other mortgage brokers.