Posted in: Financial Education

Here is What is New in the FICO 10 Credit Score Model for 2020

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The FICO Score 10 model introduces several significant changes that will impact the credit scores of millions of consumers.

5 Reasons You Should Not Use Your Home Equity to Pay Off Unsecured Debt

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5 reasons why paying off debt using the equity in your home is a really bad idea.

Why You Should Enlist the Help of a Debt Settlement Company Even Though You Can Do It Yourself

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Can you negotiate a debt settlement yourself or is it better to hire a professional debt settlement firm.

How to Negotiate Credit Card Debt Settlement Yourself

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Can I negotiate credit card debt settlement myself? Follow these steps and you might be able to reach a settlement to lower your credit card debt.

12 Types of Debts That Are Always Non-dischargeable in Chapter 7

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Chapter 7 bankruptcy prevents you from being able to discharge these 12 types of debt. Be sure to do your research before considering a Chapter 7 bankruptcy.