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Understanding the Difference Between Delinquency and Charge Off

Understanding the Difference Between Delinquency and Charge Off

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Credit Card Account delinquencies and chargeoffs can severely impact your credit score. Learn how they differ and how to avoid them.

Debt Settlement Regulations That Protect Consumers

Debt Settlement Regulations That Protect Consumers

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Recent legislation passed by Congress created oversight of the debt relief industry, protecting consumers who enroll in debt settlement programs.

How to Protect Your Credit Score if The Bank Reduces Your Credit Limit or Closes Your Account

How to Protect Your Credit Score if The Bank Reduces Your Credit Limit or Closes Your Account

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What you should do if your account is closed or your credit card company lowers your credit limit.

Why Your Credit Card Debt Grows So Fast

Why Your Credit Card Debt Grows So Fast

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Massive credit card debt can sneak up on you. Small dollar purchases and daily compounding interest add up quickly.

Here is What is New in the FICO 10 Credit Score Model for 2020

Here is What is New in the FICO 10 Credit Score Model for 2020

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The FICO Score 10 model introduces several significant changes that will impact the credit scores of millions of consumers.